Student debt in the US

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According to the Federal Reserve Bank of New York, the outstanding student loan balance now stands at about $870 billion, surpassing the total credit card balance ($693 billion) and the total auto loan balance ($730 billion).

Even more serious, the average outstanding student loan balance per borrower is now $23,300—with one-quarter of borrowers owing more than $28,000 and about 10 percent of borrowers owing more than $54,000.

And, of that total (and after adjusting for student borrowers who are in deferral or forbearance periods), about 27 percent have past-due balances and 21 percent have student loan balances that are delinquent.
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